Terms of Service

Last Updated: January 2026

1. Service Description

SaveJoy is a personal savings goal management app designed to help users:

  • Set and track savings goals
  • Record deposit and withdrawal transactions
  • Visualize savings progress
  • Motivate saving behavior through achievement system

This app serves only as a personal financial management tool and does not provide any financial services or investment advice.

2. License to Use

By downloading and using this app, you agree to the following terms:

  • This app is for personal non-commercial use only
  • You may not reverse engineer, decompile, or modify the app
  • You may not use the app for any illegal purposes
  • You may not attempt to bypass any security measures of the app

3. User Responsibilities

When using this app, you need to:

  • Ensure device security to prevent data loss
  • Regularly backup important data
  • Properly secure your device to prevent unauthorized access
  • Comply with local laws and regulations

4. Disclaimer

This app is provided "as is" and we are not responsible for:

  • Data loss due to device failure, system crashes, etc.
  • Data errors due to user operation mistakes
  • Statistical data displayed in the app is for reference only and does not constitute financial advice
  • Any direct or indirect losses resulting from use of this app

Users are advised to regularly backup data and carefully manage personal finances.

5. Intellectual Property

This app and all its content, including but not limited to:

  • Application code
  • Interface design
  • Icons and graphics
  • Text content

Are protected by copyright law. Unauthorized copying, modification, or distribution is prohibited.

6. Service Changes

We reserve the right to:

  • Modify or update app features at any time
  • Suspend or terminate service (if necessary)
  • Modify these terms of service

Significant changes will be notified to users through app update notes.

7. Third-Party Services

This app does not integrate any third-party services or SDKs. All features are natively developed to ensure data security and privacy protection.

8. Termination of Use

You can stop using this app and delete it at any time:

  • Uninstalling the app from your device will delete all local data
  • Data cannot be recovered after deletion, please backup in advance
  • Uninstalling the app will not incur any fees or consequences

9. Governing Law

These terms of service are governed by the laws of the People's Republic of China. Any disputes should be resolved through friendly negotiation.

10. Acceptance of Terms

By downloading, installing, or using this app, you indicate that you have read, understood, and agree to comply with these terms of service. If you do not agree, please do not use this app.