使用条款
接受条款
欢迎使用投资目标规划器。使用本应用即表示您同意遵守以下使用条款。如果您不同意这些条款,请不要使用本应用。
服务说明
投资目标规划器是一款财务规划工具,用于:
- 模拟投资目标的复利增长
- 计算达成目标所需的时间
- 可视化展示资金增长趋势
- 管理多个投资目标
免责声明
仅供参考
本应用提供的所有计算结果和预测仅供参考,不构成任何投资建议、财务建议或收益承诺。
投资风险
- 投资有风险,过往收益不代表未来表现
- 实际投资收益可能与应用预测存在显著差异
- 市场波动、经济环境等因素会影响实际收益
- 您应该根据自身情况谨慎做出投资决策
专业建议
本应用不能替代专业的财务咨询。如需专业投资建议,请咨询:
使用限制
您同意不会:
- 将本应用用于任何非法目的
- 尝试破解、反编译或修改应用
- 干扰应用的正常运行
- 侵犯应用的知识产权
知识产权
本应用及其所有内容(包括但不限于文本、图形、代码、设计)均受知识产权法保护。未经授权,不得复制、修改、分发或创建衍生作品。
数据责任
- 您负责备份自己的数据
- 我们不对数据丢失承担责任
- 建议定期使用导出功能备份数据
服务变更
我们保留随时修改、暂停或终止应用服务的权利,恕不另行通知。我们不对服务变更造成的任何损失承担责任。
责任限制
在法律允许的最大范围内:
- 本应用按"现状"提供,不提供任何明示或暗示的保证
- 我们不对使用本应用导致的任何直接、间接、偶然或后果性损失承担责任
- 我们不保证应用无错误或不中断
条款变更
我们可能会不时更新这些使用条款。重大变更会在应用中通知。继续使用应用即表示您接受更新后的条款。
适用法律
本条款受您所在司法管辖区的法律管辖。如有争议,应通过友好协商解决。
Terms of Service
Acceptance of Terms
Welcome to Investment Goal Planner. By using this App, you agree to comply with the following terms of service. If you do not agree to these terms, please do not use the App.
Service Description
Investment Goal Planner is a financial planning tool designed to:
- Simulate compound growth of investment goals
- Calculate time required to reach goals
- Visualize fund growth trends
- Manage multiple investment goals
Disclaimer
For Reference Only
All calculations and projections provided by the App are for reference only and do not constitute investment advice, financial advice, or return guarantees.
Investment Risks
- Investments carry risks; past performance does not guarantee future results
- Actual investment returns may differ significantly from app projections
- Market volatility and economic conditions affect actual returns
- You should make investment decisions carefully based on your circumstances
Professional Advice
The App cannot replace professional financial consultation. For professional investment advice, please consult:
- Licensed financial advisors
- Professional investment institutions
- Certified public accountants
Usage Restrictions
You agree not to:
- Use the App for any illegal purpose
- Attempt to crack, decompile, or modify the App
- Interfere with the normal operation of the App
- Infringe on the App's intellectual property
Intellectual Property
The App and all its content (including but not limited to text, graphics, code, design) are protected by intellectual property laws. Unauthorized copying, modification, distribution, or creation of derivative works is prohibited.
Data Responsibility
- You are responsible for backing up your own data
- We are not liable for data loss
- Regular backups using the export function are recommended
Service Changes
We reserve the right to modify, suspend, or terminate app services at any time without notice. We are not liable for any losses caused by service changes.
Limitation of Liability
To the maximum extent permitted by law:
- The App is provided "as is" without any express or implied warranties
- We are not liable for any direct, indirect, incidental, or consequential damages resulting from use of the App
- We do not guarantee the App will be error-free or uninterrupted
Terms Changes
We may update these terms of service from time to time. Significant changes will be notified in the App. Continued use of the App indicates acceptance of updated terms.
Governing Law
These terms are governed by the laws of your jurisdiction. Disputes should be resolved through friendly negotiation.